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  <!-- Main Pages - High Priority -->
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    <lastmod>2025-11-30</lastmod>
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  <!-- Blog Index - High Priority -->
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    <lastmod>2025-12-10</lastmod>
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  <!-- Blog Articles - Breed Guides (High Priority for SEO) -->
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    <loc>https://www.petcost-calculator.com/blog/golden-retriever-lifetime-costs</loc>
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    <lastmod>2025-11-30</lastmod>
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    <lastmod>2025-11-30</lastmod>
    <changefreq>monthly</changefreq>
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  <!-- Blog Articles - Comparison Guides -->
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    <loc>https://www.petcost-calculator.com/blog/purebred-vs-mixed-breed-costs</loc>
    <lastmod>2025-11-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
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    <lastmod>2025-11-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Blog Articles - Product & Brand  <!-- Blog Articles - Medium Priority -->
  <url>
    <loc>https://www.petcost-calculator.com/blog/french-bulldog-complete-cost-guide</loc>
    <lastmod>2025-12-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://www.petcost-calculator.com/blog/best-pet-food-brands-uk</loc>
    <lastmod>2025-12-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <!-- Blog Articles - Holiday Guides (Seasonal - High Priority) -->
  <url>
    <loc>https://www.petcost-calculator.com/blog/holiday-pet-safety-emergency-costs</loc>
    <lastmod>2025-12-10</lastmod>
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    <priority>0.8</priority>
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  <url>
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    <lastmod>2025-12-05</lastmod>
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    <priority>0.8</priority>
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  <url>
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    <lastmod>2025-12-01</lastmod>
    <changefreq>monthly</changefreq>
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  <!-- Blog Articles - Cost Saving & Practical Guides -->
  <url>
    <loc>https://www.petcost-calculator.com/blog/first-year-puppy-costs</loc>
    <lastmod>2025-11-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
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    <lastmod>2025-11-30</lastmod>
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    <priority>0.7</priority>
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    <lastmod>2025-11-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

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    <lastmod>2025-11-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
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    <loc>https://www.petcost-calculator.com/blog/is-pet-insurance-worth-it</loc>
    <lastmod>2025-11-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
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